Effective Date: [Insert Date]
This Privacy Policy describes how PV Store (operated by Padhai Vadhai) (“we,” “us,” or “our”) collects, uses, processes, and protects the personal information of users (“User,” “you,” or “your”) through our website, mobile application, and services (collectively, the “Service”), particularly in relation to our educational offerings and the “Earn While You Learn” feature.
1. Information We Collect
We collect information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with you.
A. Information You Provide Directly
This information is collected when you register, enroll in a course, or interact with the Service:
- Account Registration Data: Name, email address, phone number, date of birth, and password.
- Payment & Transaction Data: Information necessary to process payments for courses or products (e.g., credit/debit card details, UPI, or other payment service details).
- Educational Data: Course enrollment status, progress, quiz scores, and course completion certificates.
- Communication Data: Content of messages, emails, or support requests sent to us.
B. Data Related to the “Earn While You Learn” System
Given our unique model, we also collect specific data to enable and manage the reward system:
- Activity Data: Records of your engagement with tasks, such as ad views, completion of affiliate offers, and other credit-earning activities.
- PV Coin/Credit Balances: Records of your earned, spent, and current virtual currency balance.
- Redemption Data: Details of courses, books, or products purchased using PV Coins/credits.
C. Information Collected Automatically (Usage Data)
When you access the Service, certain information is automatically collected:
- Log Data: IP address, device type, browser type, operating system, access times, and the pages you view before and after accessing our Service.
- Tracking Data (Cookies and Web Beacons): Data collected via cookies, pixel tags, and similar technologies to remember your preferences, track your activity, and support advertising.
- Advertising Identifiers: Unique identifiers used by third-party advertising partners (e.g., Google’s Advertising ID) to serve targeted advertisements based on your activity.
2. How We Use Your Information
We use the collected information for various purposes, including:
| Purpose | Personal Data Used | Legal Basis (Example) |
| Service Provision | Account Data, Educational Data | To fulfill our contract with you. |
| “Earn While You Learn” | Activity Data, Coin Balances, Usage Data | To provide the core functionality and reward system. |
| Personalization | Educational Data, Usage Data | Our legitimate interest in improving user experience. |
| Payment & Transactions | Payment Data, Redemption Data | To complete transactions and prevent fraud. |
| Advertising & Marketing | Usage Data, Advertising Identifiers, Email | Your consent, where required, to provide relevant ads. |
| Security & Compliance | Log Data, Account Data | To comply with legal obligations and protect our Service. |
| Customer Support | Communication Data, Account Data | To respond to your inquiries and troubleshoot issues. |
3. Sharing and Disclosure of Your Information
We do not sell your personal information. We may share your information only in the following circumstances:
- Third-Party Service Providers: We use trusted third parties to perform functions on our behalf, such as payment processing, cloud hosting, email delivery, and data analysis. These parties are contractually obligated to protect your data.
- Advertising Partners: We share usage data and advertising identifiers with third-party advertising networks (e.g., Google Ads) so they can serve ads (which you can view to earn PV Coins). These networks may use their own cookies and tracking technologies.
- Affiliate Partners: If you complete an offer through an affiliate link to earn PV Coins, we share necessary data with the partner to verify your completion and credit your account.
- Legal Requirements: We may disclose your information if required to do so by law, in response to a court order, or to protect our rights or the safety of others.
- Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.
4. Third-Party Links and Advertising
Our Service, especially the ad-supported “Earn While You Learn” sections, may contain links to third-party websites and services. We are not responsible for the content or privacy practices of these external sites. We encourage you to review the privacy policies of any third-party service before providing them with your personal information.
5. Data Security
We implement reasonable security measures, including physical, technical, and administrative safeguards, designed to protect your information from unauthorized access, disclosure, or destruction. However, no method of transmission over the Internet or method of electronic storage is 100% secure.
6. Your Rights and Choices
Depending on your jurisdiction, you may have the following rights regarding your personal information:
- Access: The right to request copies of the personal data we hold about you.
- Correction/Rectification: The right to request that we correct any information you believe is inaccurate or incomplete.
- Deletion (Right to be Forgotten): The right to request that we erase your personal data under certain conditions.
- Withdraw Consent: The right to withdraw consent for certain data processing activities, particularly those related to marketing and non-essential advertising.
- Opt-out of Marketing: You can opt-out of receiving promotional communications from us by following the unsubscribe link in those emails.
To exercise any of these rights, please contact us using the details provided below.
7. Children’s Privacy
Our Service is intended for students and learners of all ages. However, we comply with relevant laws regarding the collection of personal information from minors. If we learn that we have collected personal data from a child under the age of 13 (or the relevant age of consent in your jurisdiction) without verifiable parental consent, we will take steps to remove that information promptly.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new policy on this page and updating the “Effective Date” at the top.
9. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Padhao Vadhai –
Email: pv.universe.finance@gmail.com
Phone: + 91 9711800490
Queries at – https://app.pvuniverse.com/#/
